15 Jul 2024

FEB UNS Islamic Economics and Finance Research Group provides Urban Farming Training to Kelompok Wanita Tani Griya Asri Karanganyar

Islamic Economics and Finance Research Group (RG Ekonomi dan Keuangan Islam), Faculty of Economics and Business (FEB), Universitas Sebelas Maret (UNS), in collaboration with the Regional Management of Sharia Economics Society (MES) Surakarta, the Regional Board of the Association of Islamic Economics Experts (DPW IAEI) Central Java Province, and the Regional Board of the Women’s Alumni Forum of HMI (PD Forhati) Solo Raya, conducted a Community Service Program (PKM) for the Griya Asri Women Farmers Group (Kelompok Wanita Tani) in Karanganyar, Central Java, on Saturday, July 13, 2024.

The PKM team from FEB UNS was led by Dr. Falikhatun, M.Si., Ak., CA., SAS., along with members Arif Lukman Santoso, SE., MM., M.Pro., Ak., and Dr. Susanto Tirtoprojo, MM., as members.

Aside from the material delivered by the Islamic Economics and Finance RG PKM team, the agenda also included training on utilizing vacant land through Urban Farming methods. This special material was presented by an Urban Farming expert, who is also a FEB UNS lecturer, Drs. Djoko Purwanto, MBA.

The implementation of the PKM agenda involved an on-site training with the members of the Griya Asri Women Farmers Community in the Karanganyar regency, Central Java, led by Farida Romanti Purwaningsih, S.Pd. During the session, Falikhatun explained the importance of applying Islamicpreneurship principles in Urban Farming activities. These principles include Siddiq, Amanah, Tabligh, Fathonah, Istiqamah, and Qana’ah. Furthermore, she recommends the application of Accounting for Sales and Purchases, namely Murabahah Contracts (PSAK 102), Salam Contracts (PSAK 103), and Istishna’ Contracts (PSAK 104) for various business activities designated for Urban Farming products.

“Murabahah contract is a sales contract for products that are ready for immediate consumption (consumer goods) or ready for use (usable goods), while Salam and Istishna’ contracts are sales contracts in which the goods are ordered in accordance with the specifications requested by the consumer. The difference lies in Salam contract, where full payment must be made upfront, whereas in Istishna’ contract, a Down Payment (DP) can be made first, and the remainder of the costs can be settled after the product is completed, either in one payment or in installments,” explained Falikhatun.

She further stated that it is important to share the knowledge on how to implement these contracts correctly, thus, it can be applied in a way that best suits the needs of every customer within a business activity.

This agenda is expected to motivate the Griya Asri Women Farmers Group members in Karanganyar to employ the vacant land around their residences by planting vegetables and other productive plants, which can at least be consumed by their families.

Additionally, in the long term, this Urban Farming activity can also be seen as a halal business opportunity for urban housewives, by applying principles of Islamicpreneurship and sales contracts that comply with Islamic Sharia principles.