{"id":9157,"date":"2019-08-12T01:27:02","date_gmt":"2019-08-12T01:27:02","guid":{"rendered":"http:\/\/feb.uns.ac.id\/feb\/halal-understanding-that-develops-in-community-encourage-the-development-of-sharia-fintech\/"},"modified":"2019-10-08T02:20:30","modified_gmt":"2019-10-08T02:20:30","slug":"halal-understanding-that-develops-in-community-encourage-the-development-of-sharia-fintech","status":"publish","type":"post","link":"https:\/\/feb.uns.ac.id\/feb\/en\/halal-understanding-that-develops-in-community-encourage-the-development-of-sharia-fintech\/","title":{"rendered":"Halal Understanding That Develops in Community Encourage the Development of Sharia Fintech"},"content":{"rendered":"<p style=\"text-align: justify;\">Sharia Fintech offers various lending option with many facilities compared to conventional Fintech. This covers digital payment and financial service with transparent accounting and consultation. However, low community interaction (approximately 29.7%), not-supported infrastructure, and lack of sharia agreement (akad) from the shareholders and investor side remain become a challenge for the development of Sharia Fintech.<br \/>\nThis matter was explained by Achmad Buchori, from the Advisory Strategic Committee and Research Center of the Indonesia Financial Service Authority (OJK), during a Focus Group Discussion (FGD) on Friday, August 8th, 2019, which organized by FEB UNS in collaboration with Bank Syariah Mandiri. He adds that, Sharia Fintech will develop along with the community understanding on halal concept.<br \/>\nOn the other side, Erwin Haryono points out that there are many Fintech firms that are starting to undermine the banking institutions such as Alibaba with its Alipays, which can offer credits to MSMEs in China within only 4 (four) years of operation.<br \/>\n\u201cBanks should transform to be a digital open banking,\u201d he specifically states.<br \/>\nAside from the two keynote speakers Achmad Bukhori and Erwin Haryono (Executive Director of Payment System Policy, Bank of Indonesia), the FGD also invite Iskandar Zulkarnain (member of the Republic Indonesia Hajj Financial Management Agency) and Dr. Irwan Trinugroho (FEB UNS academic staff).<\/p>\n<p><a href=\"https:\/\/www.facebook.com\/photo.php?fbid=871922269871704&amp;set=pcb.871924933204771&amp;type=3&amp;__tn__=HH-R&amp;eid=ARA9GF2aGqpmKMSr-f_nGUdNUVVAB3Gewa0WIWzh4RXX8g29zERrCzSxFeLqqgj-iNOVQlBlZ5yPiHLD\">\u00a0<\/a>    <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sharia Fintech offers various lending option with many facilities compared to conventional Fintech. This covers digital payment and financial service with transparent accounting and consultation. However, low community interaction (approximately [&hellip;]<\/p>\n","protected":false},"author":1017,"featured_media":9053,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-9157","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v20.5 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Halal Understanding That Develops in Community Encourage the Development of Sharia Fintech - Fakultas Ekonomi dan Bisnis Universitas Sebelas Maret<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/feb.uns.ac.id\/feb\/en\/halal-understanding-that-develops-in-community-encourage-the-development-of-sharia-fintech\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Halal Understanding That Develops in Community Encourage the Development of Sharia Fintech\" \/>\n<meta property=\"og:description\" content=\"Sharia Fintech offers various lending option with many facilities compared to conventional Fintech. This covers digital payment and financial service with transparent accounting and consultation. 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